From: China Securities News by reported Jiang Yi Shenzhen
Compiler: http://www.fundcn.org

In the interview, the reporter found that the investors in the reconfigured awareness is not very high. often confused in the bank’s sale of other financial products. A considerable part of the bank or through the recommendation of VIP only learned of such products. A bank employee told the reporter that because the minimum purchase amount to 100,000 yuan, patronize reconfigured most of the banks VIP VIP or prospective clients, their right to choose the financial products tend to rational. But for this product, some customers are dissatisfied with some aspects of the, first, feeling not enough transparency, Public-open-end funds have a quarterly report, the fund managers of past performance in detail, the net also announced daily, Some reconfigured and released a week before the net; Second, mobility is not high. For example, China Merchants Fund-every three months once opened, the current open for the last five days. “The financial management” is the classic combination of open once every six months. Mobility than an open-end fund is far worse. If investors provisional urgently needed money, not at any time require redemption.

For the reconfigured pretty good performance, a fund analyst of the brokerage firms maintain cautious optimism. He reminded investors, but also reconfigured to read the articles, some require the investment earnings exceed a certain height, Managers want to share some of the proceeds. If the Fund, in the event of redemption, and the date of maturity, by product, the yield of 8% (inclusive) to 16% of the 25% and 16% (inclusive) of more than 30% from a progressive reward performance. This means higher performance, buyers will pay more the part of the cost of performance. In addition, the purchase reconfigured, investors have to pay participation fees, exit fees, management fees, custodian fees, Although reconfigured as large purchase, the Fund will purchase, the cost of the concessions, However, the fund purchased is in fact still includes management fees and trustee fees, the advent of compound interest, This part of the cost of the proceeds will be equally affected. Meanwhile, the reconfigured high-risk financial products, and the banks will not be reconfigured to provide the purchaser of the pledge.

According to investment firms Association statistics, in 1990, the United States market only 16 reconfigured, by the end of 2005. About 100 American companies set up fund 470 FOF products. It is noteworthy that from 2001 to 2005, reconfigured the scale of growth of nearly 80 times, much faster than the growth of mutual funds rate. Some fund managers believe that the future in China, the fund of funds will occur in the more and more even the future will also become the darling of the market.

FOF recent strong performance in the majority of the Fund.

Copyright Fund China 2008.

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