By: Dong Tiangang
Compiler: http://www.fundcn.org

Experts said that, regardless of what type of investor participation in the Fund will vote, normally must abide by the following principles :

1. Stock-fund investment through regular fixed the main purpose is to reach long-term financial goals. choice of the Fund should have a certain degree of flexibility. to maintain the long-term stability of the stock-return funds most suitable periodic fixed investment. Visibility, the choice of such funds, the performance stability (continuous) than whether the short-term performance highlighted even more important.

2. A long-term fixed investment regular use of the average cost concept to spread the investment risks but it also needs long-term investments in order to overcome market fluctuations and rebound in the market at a profit. In general, macroeconomic cycles of about three to five years as a cycle, Therefore regular fixed usually need three years to see results.

3. Regularly fixed for the election fund should use regular fixed investment funds, not pick any funds can sit back and relax. Have picked the fund to the future impact on the long-term rate of return. Therefore, investors should fund companies long history of performance, integrated management capabilities and other judge. choose one can be assured that deserves long-term trust fund.

4. Monthly fees have some investors that the Fund will vote as a single application. only when the first application fee can be paid. But with the single fund investment, the regular monthly fixed investment procedures should deduct costs, investors must pay attention to this point.

5. After buying before buying to take care of investment in the Fund will vote before must do their homework and really understand what this fund, reinvestment. The so-called buy carefully before buying after carefully. Choose fixed investment, certainly not shelved, they are no matter. Periodic inspection assets, it is very necessary. But normal market fluctuations caused by the decline in the net need not be overly worried. After all regular fixed investment is based on long-term average cost to adhere to know, low net buy time before more shares in the fund.

Copyright Fund China 2009.

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