GUANGZHOU (Fund China) – First, look for a long term investment

The fixed priod and fixed quota fund needs a long circle to eliminate the short time fluctuant influence. The speculators have to prepare for the long income and can rest assure if the stock moving is steady in the long term. And the Bank of Communication launch an project “8 +8” privileges (20% discount for the IPO purchase handling charge from the fourth seaon 2007 to the first season 2008; and a perpetual discount 20% after a 12 months expiration since April 1st 2008) for the investor when speculating in the fixed period and fixed quota fund. No martter the new investor or old, all can enjoy the privileges.

Second, choosing the right invest portfolio

Some investors can consider the portfolio composed by different kinds of funds with un-related fluctuation and performance from the high income hight risk stock fund to the low inome low risk currency fund for invest diversification. Like a football team with different roles in different position, a team with 11 vanguards or 11 goalkeepers cannt bring a win. Bank of Communication is one of the fund commission agent holding the most various funds. The amount of open-closed funds is over 200 at present and most of the funds have the fixed period and fixed qouta service.

Third, speculate according to your ability to control the risk

The fixed period fixed quota fund also including risk as there is not a free-lunch in the world, the investor should look before leap, layout a programme for the fund speculation according to his income and the risk management ability, or it will be hurry-scurry when emergency need for money occurred if all the income has been speculated. And the pause in fixed period fixed quota fund may lead to a big loss.

Copyright Fund China 2009.

You Might Like: